[hidden]{display:none!important}
:root{
  --bg:#f7f8f7;--band:#eaf3f1;--ink:#14302c;--muted:#4f625e;--line:#d3e0dc;--card:#fff;
  --brand:#11605a;--brand-2:#1b7d75;--accent:#6b4fbf;--ok:#1f7a4d;--warn:#b7791f;--bad:#b3261e;
  --r:12px;--font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--font)}
a{color:var(--brand-2)}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}.narrow{max-width:760px}
.row{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.small{font-size:.875rem}.muted{color:var(--muted)}.mt{margin-top:40px}
.top{position:sticky;top:0;z-index:5;background:rgba(247,246,243,.95);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.top .row{min-height:58px}
.logo{font-weight:900;font-size:1.3rem;color:var(--brand);text-decoration:none;letter-spacing:-.02em}.logo span{color:var(--accent)}
nav a{margin-left:18px;color:var(--muted);text-decoration:none;font-size:.95rem}nav a:hover{color:var(--ink)}
section{padding:56px 0}.band{background:var(--band)}
.hero{padding:64px 0 52px}
.hero-grid{display:grid;grid-template-columns:1.55fr 1fr;gap:36px;align-items:center}
.eyebrow{color:var(--accent);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;margin:0 0 8px}
h1{font-size:clamp(1.9rem,4.3vw,2.9rem);line-height:1.1;letter-spacing:-.03em;margin:0 0 16px;color:var(--brand)}
h2{font-size:clamp(1.35rem,2.8vw,1.85rem);letter-spacing:-.02em;margin:0 0 8px}
.lead{font-size:1.12rem;color:var(--muted)}
.hero-card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 14px 40px rgba(30,30,30,.10)}
.hc-t{font-weight:800;margin:0 0 10px}
.hc-list{list-style:none;padding:0;margin:0 0 12px;display:grid;gap:8px}
.hc-list li{background:var(--band);border-radius:10px;padding:8px 12px}.hc-list b{color:var(--accent);font-size:1.25rem;margin-right:6px}
.tag{font-size:.72rem;background:var(--ok);color:#fff;padding:3px 9px;border-radius:99px;vertical-align:middle}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 12px}
.btn{display:inline-block;border:2px solid var(--brand);border-radius:10px;padding:10px 16px;font:inherit;font-weight:800;text-decoration:none;cursor:pointer;background:#fff;color:var(--brand)}
.btn.primary{background:var(--brand);color:#fff}.btn.primary:hover{background:var(--brand-2);border-color:var(--brand-2)}
.btn.ghost{background:transparent}.btn.big{padding:13px 22px;font-size:1.05rem}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;margin-top:16px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px 18px}
.span2{grid-column:span 2}.span3{grid-column:span 3}
label{display:flex;flex-direction:column;gap:6px;font-size:.9rem;font-weight:700}
input,select,textarea{font:inherit;font-weight:400;padding:9px 11px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid var(--brand-2);outline-offset:1px}
fieldset{border:0;padding:0;margin:0 0 20px}legend{font-weight:900;font-size:1.05rem;margin-bottom:10px}
.acts{display:grid;grid-template-columns:repeat(3,1fr);gap:6px 14px}
.acts h4{grid-column:1/-1;margin:10px 0 2px;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.chk{flex-direction:row;align-items:center;gap:8px;font-weight:500;cursor:pointer}
.chk input{width:auto;accent-color:var(--brand)}
.toggles{display:flex;flex-wrap:wrap;gap:8px 22px;margin-top:14px;padding-top:12px;border-top:1px dashed var(--line)}
.more{margin:0 0 20px;border:1px solid var(--line);border-radius:10px;padding:12px 14px;background:#fbfbfe}
.more summary{font-weight:800;cursor:pointer;margin-bottom:6px}
.sumrow{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:12px}
.sum{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 14px}
.sum b{display:block;font-size:1.7rem;color:var(--brand);line-height:1.1}.sum span{font-size:.86rem;color:var(--muted)}
.sum.warn b{color:var(--bad)}
.tablewrap{overflow-x:auto}
table{border-collapse:collapse;width:100%;font-size:.9rem}
th,td{border:1px solid var(--line);padding:7px 9px;text-align:left;vertical-align:top}
th{background:var(--band);font-size:.82rem;text-transform:uppercase;letter-spacing:.03em}
.tl td:first-child{white-space:nowrap;font-weight:800}
.tl tr.late td:first-child{color:var(--bad)}.tl tr.late td:first-child::after{content:" · behind";font-weight:600;font-size:.8rem}
.rk td.cb{width:28px;text-align:center}.rk input[type=checkbox]{width:auto}
.rk tr.off{opacity:.42}.rk td.ctl{font-size:.84rem;color:var(--muted);min-width:260px}
.rk td.own input{min-width:130px;padding:5px 7px;font-size:.85rem}
.rk .hz{font-weight:800}.rk .rr{font-size:.84rem;color:var(--muted)}
.lv{display:inline-block;font-weight:800;font-size:.75rem;border-radius:6px;padding:2px 7px;white-space:nowrap}
.lv.Low{background:#e3f3ea;color:#1f6a43}.lv.Medium{background:#fdf1d8;color:#8a5b00}.lv.High{background:#fde3d3;color:#a94310}.lv.Extreme{background:#f9d9d9;color:#9b1c1c}
.addrisk{margin-top:14px}.addrisk summary{font-weight:800;cursor:pointer;color:var(--brand-2);margin-bottom:10px}
.addrisk .btn{margin-top:12px}
.pack-bar{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap;margin:10px 0}
.doc-nav{display:flex;flex-wrap:wrap;gap:6px}
.doc-nav a{font-size:.8rem;background:#fff;border:1px solid var(--line);border-radius:99px;padding:4px 10px;text-decoration:none;color:var(--ink)}
.pack-actions{display:flex;gap:8px;flex-wrap:wrap}
.paper{background:#fff;border:1px solid var(--line);border-radius:6px;padding:34px clamp(16px,4vw,52px);box-shadow:0 10px 34px rgba(0,0,0,.06);font-size:.93rem;line-height:1.55}
.paper.locked{position:relative;max-height:1500px;overflow:hidden}
.paper.locked .locked-part{filter:blur(4.5px);user-select:none;pointer-events:none}
.paper.locked::after{content:"";position:absolute;inset:auto 0 0 0;height:260px;background:linear-gradient(transparent,#fff)}
.doc{padding-bottom:10px}.doc+.doc{border-top:3px solid var(--brand);margin-top:34px;padding-top:24px}
.dh{display:flex;justify-content:space-between;gap:14px;align-items:flex-end;border-bottom:1px solid var(--line);padding-bottom:8px;margin-bottom:14px;flex-wrap:wrap}
.dh h2{margin:0;color:var(--brand);font-size:1.45rem}.dh .dm{font-size:.8rem;color:var(--muted);text-align:right}
.doc h3{font-size:1.02rem;margin:20px 0 6px;color:var(--brand)}
.doc table{font-size:.85rem;margin:6px 0 10px}
.doc td.l{width:32%;font-weight:700;background:#fafafe}
.doc td.ctls{font-size:.8rem;line-height:1.45}
.rreg{table-layout:fixed}
.fill{display:inline-block;min-width:160px;border-bottom:1px solid #999;color:#999}
.cover{text-align:center;padding:40px 0}
.cover .ct{font-size:2.1rem;font-weight:900;color:var(--brand);line-height:1.15;margin:8px 0}
.cover .cs{font-size:1.1rem;color:var(--muted)}
.matrix td,.matrix th{text-align:center;font-size:.78rem;padding:5px}
.boxes{list-style:none;padding:0;margin:4px 0}.boxes li{padding-left:26px;position:relative;margin:5px 0}
.boxes li::before{content:"";position:absolute;left:0;top:3px;width:15px;height:15px;border:1.5px solid var(--ink);border-radius:3px}
.script{background:#f4f4fb;border-left:4px solid var(--accent);padding:8px 12px;margin:6px 0;font-style:italic}
.proc{border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:10px 0;break-inside:avoid}
.proc h4{margin:0 0 6px}.proc ol{margin:4px 0;padding-left:20px}
.lines td{height:30px}
.paywall{background:var(--card);border:2px solid var(--brand);border-radius:16px;padding:24px;margin-top:-60px;position:relative;z-index:2;box-shadow:0 20px 50px rgba(30,30,30,.14)}
.paywall h3{margin-top:0;font-size:1.3rem}
.pw-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:24px}
.pw-buy{display:grid;gap:12px}
.opt{border:1px solid var(--line);border-radius:12px;padding:14px;position:relative}.opt.hl{border:2px solid var(--accent)}
.opt-t{font-weight:900;margin:0}.opt-p{font-size:1.8rem;font-weight:900;margin:0;color:var(--brand)}.opt .small{margin:2px 0 10px}
.per{font-size:.9rem;font-weight:600;color:var(--muted)}
.best-tag{display:inline-block;background:var(--accent);color:#fff;font-size:.7rem;font-weight:900;border-radius:99px;padding:2px 10px;letter-spacing:.04em;margin-bottom:6px}
.incl{list-style:none;padding:0;margin:10px 0 14px;display:grid;gap:7px}
.incl li{padding-left:22px;position:relative}.incl li::before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:900}
.saved{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.saved li{display:flex;justify-content:space-between;gap:10px;align-items:center;border:1px solid var(--line);border-radius:8px;padding:8px 12px}
.docs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px}
.dg{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.dg b{display:block;color:var(--brand);margin-bottom:4px}.dg span{font-size:.9rem;color:var(--muted)}
.prices{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.prices .card{margin-top:12px}.prices .hl{border:2px solid var(--brand)}
.big-price{font-size:2rem;font-weight:900;margin:4px 0;color:var(--brand)}
details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:10px 0}
summary{font-weight:700;cursor:pointer}
footer{border-top:1px solid var(--line);padding:24px 0 40px}
.guide{padding:44px 0}.guide h2{margin-top:34px}.guide table{margin:14px 0}
.cta-card{border:2px solid var(--brand);margin:34px 0}.cta-card h3{margin-top:0}
.guide-list{list-style:none;padding:0;display:grid;gap:12px}
.guide-list li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px}
@media (max-width:900px){
  .hero-grid,.pw-grid{grid-template-columns:1fr}
  .prices,.docs-grid{grid-template-columns:1fr 1fr}
  .sumrow{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  nav{display:none}
  .grid3,.acts,.prices,.docs-grid{grid-template-columns:1fr}
  .span2,.span3{grid-column:auto}
  section{padding:40px 0}
}
@media print{
  @page{size:A4;margin:14mm}
  body{background:#fff;font-size:11pt}
  .no-print,#ev,#out>h2,#summary,#out>.card,#out>p,.paywall{display:none!important}
  #plan{padding:0;background:#fff}#plan>.wrap>h2,#plan>.wrap>p{display:none}
  .paper{border:0;box-shadow:none;padding:0}
  .doc+.doc{border-top:0;margin-top:0;padding-top:0;break-before:page}
  .lv,th,.doc td.l,.script{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  tr,.proc{break-inside:avoid}
  body.print-one .doc{display:none}body.print-one .doc.print-me{display:block;break-before:auto}
}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px 18px}
.mt-s{margin-top:12px}
.logo span{color:#6b4fbf}
.eyebrow{color:#5a3fae}
.calc-out{margin-top:16px;display:grid;gap:10px}
.dl{display:grid;grid-template-columns:170px 1fr;gap:12px;align-items:start;border:1px solid var(--line);border-left:5px solid var(--accent);border-radius:0;padding:10px 14px;background:#fff}
.dl.past{border-left-color:var(--bad)}.dl.done{border-left-color:var(--ok)}
.dl b.d{font-size:1.05rem}.dl .k{font-weight:800}.dl p{margin:2px 0 0;color:var(--muted);font-size:.9rem}
.lines-in td{padding:4px}.lines-in input{padding:6px 8px}.lines-in td.amt{font-weight:800;white-space:nowrap;text-align:right;min-width:100px}
.totals{margin-top:12px;display:flex;gap:18px;flex-wrap:wrap;justify-content:flex-end;font-size:1rem}
.totals b{font-size:1.25rem}
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:12px 0}
.tier{border:1px solid var(--line);border-radius:12px;padding:14px;background:#fff}.tier.hl{border:2px solid var(--accent)}
.t-n{font-weight:900;margin:0}.t-p{font-size:1.8rem;font-weight:900;margin:0 0 4px}
.stmt{border:2px solid var(--ink);padding:8px 12px;font-weight:800;margin:12px 0}
.claimdoc td.r,.claimdoc th.r{text-align:right}
.claimdoc .tot td{font-weight:800}
.small.btn{padding:5px 10px;font-size:.85rem}
@media (max-width:900px){.grid4,.tiers{grid-template-columns:1fr 1fr}.dl{grid-template-columns:1fr}}
@media (max-width:640px){.grid4,.tiers{grid-template-columns:1fr}}
body{font-size:17px}
.path-out{margin-top:16px}
.path-out .route{font-size:1.15rem;font-weight:800;color:var(--brand);margin:0 0 8px}
.crit{display:grid;gap:8px;margin-top:14px}
.seg label{white-space:nowrap}
.cr{display:grid;grid-template-columns:1fr 290px;gap:10px;align-items:center;border:1px solid var(--line);border-radius:10px;padding:10px 12px;background:#fff}
.cr b{display:block}.cr span{font-size:.88rem;color:var(--muted)}
.seg{display:flex;border:1px solid var(--line);border-radius:8px;overflow:hidden}
.seg label{flex:1;flex-direction:row;justify-content:center;font-weight:600;font-size:.88rem;padding:7px 4px;cursor:pointer;border-right:1px solid var(--line);gap:4px}
.seg label:last-child{border-right:0}.seg input{width:auto}
.k-out{margin:14px 0}
.meter{height:12px;border-radius:99px;background:var(--line);overflow:hidden;margin:6px 0}
.meter i{display:block;height:100%;background:var(--brand)}
.areas,.sups{display:grid;gap:10px}
.area,.sup{border:1px solid var(--line);border-radius:10px;padding:12px;background:#fbfdfc}
.area h4{margin:0 0 2px}.area p{margin:0 0 8px;font-size:.85rem;color:var(--muted)}
.pros{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}
.linkbtn{background:none;border:0;color:var(--brand-2);text-decoration:underline;cursor:pointer;font:inherit;padding:0}
.saved{list-style:none;padding:0;display:grid;gap:8px}.saved li{display:flex;justify-content:space-between;gap:10px;border:1px solid var(--line);border-radius:8px;padding:8px 12px}
@media (max-width:760px){.cr{grid-template-columns:1fr}.pros{grid-template-columns:1fr}}